All I hear is "the club supported him whilst he was injured for a year". FFS, I really thought that football supporters at least would have a little more intelligence in this respect but, lets lay this particular red herring to rest for once and for all. - All players (including Nicky Maynard) sign a fixed term contract to play for their club in return for a weekly wage. - The contract says that they will be paid a fixed amount (with win/promotion bonuses). - If they gets injured, IN THE COURSE OF THEIR JOB, and unable to play, THE CLUB DO NOT PAY THEIR WAGES I've said this before (and even posted the link to the provider, see http://www.sbjfootballpa.com/) ALL football league clubs have COMPULSORY insurance which will COVER PLAYERS WAGES, maybe excluding the first 1-4 weeks, SO, WE DID NOT PAY HIS WAGES IN FULL FOR A YEAR - THE INSURANCE COMPANY DID.... I have to say that I am not familiar with the details of the scheme BUT the way this business insurance usually works is that the club get paid so that they are "in no worse a position" In other words, the player is effectively off the wageroll and the money CAN be used to "hire" (or loan) a replacement for the period of incapacity at no extra cost to the club (bar the excess or deferment period) So, players are NOT INDEBTED TO THEIR CLUBS FOR PAYING THEIR WAGES OUT OF THE GOODNESS OF THEIR HEARTS The clubs are contractually bound and are insured if anything goes wrong...
"IN THE COURSE OF THEIR JOB" Major flaw in your post if the 'whilst skiing' rumours are correct though! It is only a rumour I know but I have heard it many times now and I have also heard many footballers say their contracts specifically forbid them from winter sports while under contract? Who knows?
You are correct, my ex neighbour was Jason fowler, whilst coming through the ranks at city his mum told me that jason was strictling banned from any contact sports or sports that can be classed as risky, he couldn't have a kick around in the park with mates for fear of breaching his contract. As to the club not losing out financially, thats utter pish, the guy scored twenty goals the previous season, had he been fit and played the majority the following season and scored in a similar vein his value would have certainly shot up and most likely got his dream move, I guess the insurance didnt cover that!
hi prem, this is interesting. i thought wages were covered by the club. i read your link and it seems to suggest the insurance are for non professionals... im confused.com
Clubs buy insurance to cover medical bills in the case of player injury or loss of services should a player suffer career ending injury. They still pay the players wages - case in point when our loanee from Glasgow Rangers was injured first game of his loan period - WE still had to pay his wages under the loan agreement. The bottom line is not about whether we paid Maynard or not - we were contractually bound to do so. The point is that we are a small club who paid good money for him and helped further his career. Unless he cannot read, he knows that both City and Crewe are suffering financial losses due to the over extending of wages to players. He and all other professionals who do well can at least show some respect to the club and the football league by not being such a greedy bastard and ensuring that the clubs are perpetuated by receiving sales fees for their biggest assets - their players. Without the football league system, Maynard and his ilk would not be in the very fortunate position he is in today as he would likely never received the opportunity. Anyone who tries to compare themselves to a pro athlete and say that they would move to a better job are simply ignorant unless your employer paid your previous employer for your services. Everyone wants to do the best for themselves and provide for their family. Very few will have the opportunity to do all of this within a few short years like pro footy players can. No one player is bigger than the club. Maynard has proved that.
So we lose his services for a year,we lose the player that was on fire prior to his self inflicted injury. The goals dried up After his injury. Sorry he ain't the same player since he came back from injury.
I love the guy but what has gone on is going to balls up my club and that where I stop,the sooner he has gone the better,I wish him well and thank him but his time is UP...
Just to answer this point, the link DOES provide quotes for amateur clubs HOWEVER, if you read the first couple of paragraphs of the intro as under.... Specialist football team group personal accident insurance We are one of the foremost providers of insurance and risk management advice to the world of football at all levels of the game in England, Scotland and Wales. Our clients include the FA Premier League, Scottish Premier League, The Football League, the Football Association of Wales and over a third of all County Football Associations across England.