Off Topic Approaching 30 years old advice

Jesus you're a very well prepared guy.. Kudos.

In all seriousness mate just live your life. Forget about age your mind and body changes and you're almost happy to get past all the nonsense that goes on in your 20s

Sounds to me like you're already grown up and doing things you enjoy.

 

Thanks. My only goal is to feel more alive really. Trying to be more social and open and try new things and ****.

 

Good on you mate do what makes you feel good naturally.

 

Enjoy what you do, do what you love, love lots - a special someone or lots of somebodies, either way is good fun.

Few years into the 30's and realizing my metabolism is starting to slow down, could eat what I wanted and stay the same, not put on a pound but not any more... hate working out but it's a must!

Traveling as everyone says - don't necessarily need to go abroad of the Kingdom - we have some awesome places here if you don't have a large amount of disposable income but if you can get to places you've always dreamt of or places you've never considered.

Get outside of your comfort zone! Most exhilarating experiences are the ones you didn't know you could do!

 

Carlisle isn’t that bad. But the lakes is amazing.

 

Yeah the lakes is very nice... It's only a couple of hours to the heart of it, but I never get there much.

Went in the winter a few times... Very nice.. Log fires and wooden lodges.

Good food I find

I don't do tents..

 

This is a big thing I think. If you watch a sky dive, bungee jump or something exhilarating - don’t think I wish I had the balls. I’ve done zip lines off the top of the Baltic, paragliding and all manner of stuff in my 30’s. Don’t ever lose the risk factor, fear is good, fear is exciting. Overcoming fears is really uplifting and gives you a rush like nothing else.

 

You’re having trouble ****ting?

 

lol no plenty of fibre in my diet.

 

Find things you like to do. Too many of my friends work because they don't know what they will do with their time when they retire. I'm 56 and have been retired for 9 years and love it. Learned that I can cook really well and that I enjoy working with my hands. Carpentry, restoring furniture, gardening, restoring an old boat...I try everything. I am busier now than when I worked, and happier. Work out every day, even if it is walking to the grocery store and back. Find what makes you happy and don't be afraid to try new things.

 

I’ve remembered what I wanted to say

Never ever be afraid of clowns

 

There now follows a party political broadcast by the **** party.....

 

You have had some great advice here Tash.

Don't spend too much time trying to plan for your future though, just get out and live.

- Try and find work that you enjoy doing but work to live, don't live to work.
- Learn to not worry about things you have no control over (like Newcastle getting relegated or war breaking out with Russia).
- If you enjoy travelling do it now while you are young, don't save up until you are too old to enjoy it properly. Unfortunately we become more conservative with age so you will have a much better experience if you do whenever you have the money available. Preferably find someone to go with as it improves the experience and means you try new things.
- Don't listen to Roy's advice about life insurance. Life insurance (term life policies anyway) doesn't benefit you at all. Its only worthwhile having if you have a mortgage that insists on it or dependents that rely on you.

 

I would love to know how you managed to retire so young. Wealthy parents?

 

Critical illness insurance is well worth it though if you have a heart attack or two or 3

 

Sure - but that’s something that you can benefit from. Life insurance just benefits those left behind. Although I did have a Financial Advisor try and sell me on an investment scheme that involved buying Life Insurance Policies of people with terminal illnesses. They got a percentage of the payout they would get on death, that they could spend before they died. I would get the full payout when they snuffed it. Obviously the sooner they died the better my return on my investment.

I decided to pass as I thought there was something wrong with the idea of wanting someone to die so I could cash in. It does give a whole new twist to the question “How is my investment doing today?”

 

work to live is good advice. Plus travel loads. You get to learn a lot about people and cultures and it helps broaden your understanding of the world.

I usually get quite edgy when I don’t have any fun travels planned. Conversely it makes me feel good to have a packed flight schedule.

 

I joined the military (US) at 18 and went as high as I could go. Never lived beyond my means and ended up with a good retirement portfolio and a great pension. Still live within my means and try to stay away from credit as much as possible. My dad was military as are my boys.

 

Only issue is that “flight” in Consett means getting away before the rent man comes for his money.

 

I do lol but I appreciate your advice.

I agree in living for the moment. I wanna travel more, especially to hike.

Hiking helps my mental health.